Telstra Mobile Payments :: Telstra Mobiles :: Tri Comms - Corporate Telecommunications Specialists

Telstra Mobile Payments is a secure and simple way for you to get paid quickly, when you do the job. It allows you to process credit card, charge card as well as Visa or Mastercard debit card payments from your customers using a compatible mobile phone on Telstra’s Next G™ network1. Transactions are processed using a compact card swipe device, called the T-Pad, in conjunction with an application that is downloaded to a compatible Telstra Next G™ mobile handset or PDA.

Your customer's card information is securely transferred from the T-Pad to your compatible Next G™ mobile phone and is then processed over the Next G™ network and verified by your financial institution, using the same level of encryption as commonly used in Internet banking.

Telstra Mobile Payments Benefits

Telstra Mobile Payments can greatly benefit your business by:

Improving your cash flow through collecting card payments from your customers quickly, in more places.
Increasing business mobility by removing the hassle of having to return to the office to process payments and gets rid of the need for traditional paper-based machines, call-in credit authorisations or processing cash and cheque payments
Giving your customers peace of mind by adhering to the same security standards as commonly used in Internet banking. Card details are also fully encrypted ensuring no information can be stored on the mobile phone or T-Pad when the card is swiped reducing the possibility of fraudulent transactions.
Reduces the time spent chasing late payments

How much does it cost?

Purchase of T-Pad

If you already have a Next G™ compatible handset, simply pay $299 upfront to purchase the T-Pad outright.

If you're also purchasing a Next G™ compatible handset and connecting it to an eligible 24 month Business or Corporate Plan, you can pay off both your handset and T-Pad on Telstra's Mobile Repayment Option over 12, 18 or 24 months.

Telstra Mobile Payments Service

Subscribe to one of the charging options for access to the Telstra Mobile Payments service:

$35 per month fee for 24 months
$45 per month casual fee

This monthly fee covers the usage of the Telstra Mobile Payments service to process card transactions each month.

Compatible Financial Institutions

As at 24 October 2007, the payment systems of the following financial institutions are confirmed as compatible with the Telstra Mobile Payments service5.

American Express
ANZ
BankWest (existing customers only)
Commonwealth Bank of Australia
Diners Club
Japanese Credit Bureau (JCB)
National Australia Bank
St George Group
Westpac

Merchant Agreement and Merchant Account

You must have a Merchant Agreement and Internet Merchant Account with one or more approved financial institutions nominated by you, before you can connect your Telstra Mobile Payments service.

Your Merchant Agreement will set out all terms on which your financial institution or card company will process card payments on your behalf, and the transaction fees associated with use of your Internet Merchant Account (an on-line account through which payments are processed)4.

Where you intend to accept Amex and Diners Club card payments, you must have a Merchant Agreement and Internet Merchant Account directly with Amex and Diners Club.

Compatible Next™ G handsets

Telstra Mobile Payments is available on a range of compatible handsets and devices, including the Samsung i601 (BlackJack), Nokia 6120, Palm® Treo™ 750, i-mate™ JASJAM, Motorola V3xx and Motorazr Maxx V6.

Additional Next G™ handsets are expected to become available shortly.

The Next G Network

Our new Next G (850Mhz) network is more than 100 times larger than any other 3G network in Australia, and covers more than 99% of the Australian population.